Here are some tips on how you can prevent overspending by creating and implementing a realistic, achievable Christmas spending plan with a bit of heart and warmth. 1. Set your budget allocation Firstly, consider how much you have available to spend during the festivities. Will you be hosting Christmas dinner or New Year’s Eve? Are you planning a Christmas holiday get-away? Are there family festive day outings that you will be going to? Will you be taking advantage of the Boxing Day sales? Does your income allow for these circumstances? These are questions you should ask yourself to work out how … Continue reading CHRISTMAS SHOPPING STRATEGY


Tech stocks have been massive wealth creators over the years. Stocks like Apple, Microsoft, and Amazon have generated huge returns. Tech stocks have a high beta, which means they outperform indices in a bull run but are also subject to volatility in a downturn. We know the yield curve has inverted. The yield curve has been a recessionary indicator for five decades now. The inverted yield curve tends to precede a recession by 12 to 24 months. So investors still have time to play the market, and they can pick tech stocks with significant upside potential. Here we look at three … Continue reading TECH STOCK 2020


Cara Delevingne has earned the title of the UK’s highest paid supermodel by raking in a staggering £21.5million in the last year. The catwalk queen, 27, has earned over double the salary of her closest competitors, including Kate Moss, 45, who made £9m, and Rosie Huntington-Whiteley, 32, who took home £8m.  Multi-talented Cara, has nearly doubled her income in the past 12 months with her range of endeavours which has seen her making £59,164 per day via her company, Cara & Co.   Making bank: Cara Delevingne, 27, has earned the title of the UK’s highest paid supermodel by raking in a … Continue reading CARA DELEVINGNE TAKES EARNINGS CROWN


Wizz Air (LSE: WIZZ) has only been around for 10 years, but it is already a force to be reckoned with in the European airline market. Since 2014, revenue has risen nearly 200% and net profit is up 234%. City analysts are expecting a similar performance over the next two years. They’ve pencilled in earnings growth of 16% for fiscal 2020 and 21% for 2021. Based on these targets, Wizz is trading at a forward P/E of 12.1 and PEG ratio of 0.5, which looks cheap compared to the firm’s projected growth rate. That’s why I think it could be worth adding … Continue reading AUTUMN STOCK TO WATCH


1. Your lower back will thank you It’s not a big mystery – that lumpy back pocket wallet you are sitting on is actually a huge health hazard for your long term back health! The nerves exiting the lower back control and coordinate some of the largest and strongest muscles in the body — legs, buttock, core, and back. Putting pressure on them for hours at a time by sitting on your wallet can cause an avalanche of body mechanic problems; one of the most common ailments is called sciatica. “Sitting on your wallet is as much a health concern as walking … Continue reading WALLETS


Have you had a business idea in your head for a long time but haven’t acted on it yet? Have you started an idea (be it a blog, a business, a service, etc.) but can’t seem to make it take off? Are you a wantrepreneur who wants to become a profit-generating entrepreneur? This is for you. Over the years, I’ve launched, scaled and failed with a variety of online businesses. Some took off and are thriving to this day, and others didn’t exactly work out. I have learned firsthand and from my mentors what the art of making money is … Continue reading THE ART OF MAKING MONEY